Personal Loan



What can I use the Personal Loan for?
How much can I borrowed?
Flexible repayment term
Security


Lending Value
Can I pay back sooner
Choice of Repayment


Interest Rate






Loan Protection Insurance



Documentation/Proofs




Approvals


You can get a loan for just about anything you want.
You can apply to borrow any amount from $500.
Choose a repayment term to suit you from one to four years.
Motor vehicles, property/land and business. We can also use the assets, which may belong to a guarantor.

Depends on the security offered.
Make extra repayments at any time, at no extra cost.
Repay your loan weekly, fortnightly or monthly via Direct Debit or automatic payment.

Competitive interest rates. The interest rates vary and determine on a case-by-case basis depending on individual circumstances such as types of security offer, security margin and credit history. In short the lower the risk we perceive on the loan, the lower the interest rate it
will be.


Insurance for extra peace of mind so that your minimum loan repayments are covered. Its optional! Covered events can include:
Death, Illness, Accident, Redundancy

You will be asked for the following information: Driver Licence & Passport, Pay Slip or Financial Statements, Valuation Report, Mortgage Statements, Sale & purchase agreements, Bank Statements etc. We may also need to inspect the securities.

Approvals or disapprovals can often be made very quickly. If the loan is approved then generally an hour to a day is needed to prepare all the necessary documents. Upon all the loan contracts and other documents are signed the money will then be credited to the nominated account. Some documents may require our solicitor to prepare and you will be responsible for the solicitor’s cost.
Note: All loans require security. Normal lending criteria apply. Payment protection insurance and a facility fee may apply.

                    “Give us a call, problem solved”